BOCA RATON, Fla. - Health Insurance Now is urging self-employed consultants to purchase health insurance now rather than delay, warning that the qualifying-event window tied to leaving an employer plan can close before many realize it applies to them.
Consultants who recently left a full-time role to go independent often assume they have months to sort out coverage. The brokerage says that assumption can leave people scrambling once they learn a special enrollment period has a firm deadline.
"The consultants who wait usually don't do it on purpose - they just don't know the clock is running," said Matthew Sechter, CEO of Health Insurance Now. "We'd rather get someone covered this week than have them find out the hard way."
As an independent brokerage comparing more than 25 carriers, Health Insurance Now builds private PPO plans for consultants that offer broad doctor access without tying coverage to a single client contract or former employer.
Because private health insurance also enrolls year-round outside of any qualifying event, the firm says consultants who miss a deadline still have options, though acting early typically preserves more plan choices and pricing.
The company's agents work quickly with new callers, often producing quotes and enrolling a policy within a single phone call so consultants aren't left weighing options while uninsured.
Health Insurance Now says the comparison itself is fast: a phone call typically produces quotes in about five minutes, and applicants who move forward can often be approved and covered within 24 to 48 hours, without the paperwork delays people associate with switching health plans.
"Speed matters here," Sechter added. "A consultant's business doesn't pause while they shop for insurance, so we try to make the process match how fast they actually move."
Health Insurance Now says the consultant segment has grown alongside the broader shift toward independent and project-based work, with many professionals leaving stable employer benefits behind for the first time in their careers.
The firm also flags that consultants juggling multiple clients sometimes delay coverage the longest, simply because no single client relationship prompts the decision the way a full-time job change would.
Health Insurance Now says it built its consultation process around that reality, aiming to get a consultant from first call to active coverage without the delays that used to be routine in the individual insurance market.
Consultants who recently went independent can call a licensed specialist to purchase health insurance now and avoid a lapse in coverage while building their business.
About Health Insurance Now:
Health Insurance Now is a licensed insurance brokerage that has helped individuals and families secure affordable private health coverage for more than 25 years. Comparing 25-plus top carriers, the firm builds custom private PPO plans offering broad doctor access and year-round enrollment, frequently priced below comparable Marketplace options. Learn more at healthinsurancenow.com.
Email: info@healthinsurancenow.com
Media Contact
Name
Health Insurance Now
Contact name
Matthew Sechter
Contact phone
866-243-1130
Contact address
980 N Federal Highway, Ste 308
City
Boca Raton
State
FL
Zip
33432
Country
United States
Url
https://healthinsurancenow.com/
COMTEX_492458244/2888/2026-09-11T15:02:02
